Disclaimer

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Important Legal Disclaimer

Please read this disclaimer carefully before using mortalloans.com. By accessing and using our website, you acknowledge and agree to the terms of this disclaimer.

Not a Lender or Credit Provider

mortalloans.com is NOT a lender, lending partner, or credit provider. We do not make credit decisions, approve or deny loan applications, or determine interest rates, fees, or loan terms.

We operate as a connecting service that matches consumers with potential lenders and lending partners in our network. We do not charge consumers any fees for this service.

No Guarantees of Loan Approval

Submitting a loan inquiry through our website does not guarantee that you will:

Be connected with a lender or lending partner
Be approved for a loan
Receive any loan offers
Receive loan terms that meet your needs or expectations

Loan approval and specific loan terms are determined solely by the individual lenders or lending partners based on their underwriting criteria, which may include credit checks, income verification, and other factors.

Loan Terms and Conditions Disclaimer

Loan terms, including but not limited to interest rates, fees, repayment periods, and loan amounts, vary by lender, lending partner, and individual borrower qualifications.

The loan terms displayed on our website are for informational purposes only and may not reflect the actual terms you are offered by a lender or lending partner.

State Availability Disclaimer

Not all lenders or lending partners in our network offer loans in all states. The availability of loan products through our service is subject to:

State-specific lending laws and regulations
Individual lender or lending partner state licensing
Geographic restrictions imposed by lenders or lending partners
Changes in state lending regulations

If you reside in a state where certain loan products are restricted or prohibited, you may not be matched with lenders offering those products.

Credit Impact Disclaimer

By submitting a loan inquiry through our website:

You authorize lenders or lending partners to check your credit history
Credit checks may result in a "hard inquiry" on your credit report
Multiple credit inquiries within a short period may negatively impact your credit score
We are not responsible for any impact on your credit score resulting from credit checks

Important: If you have concerns about credit inquiries affecting your credit score, you should consider this before submitting a loan inquiry.

Financial Advice Disclaimer

mortalloans.com does not provide financial advice. The information provided on our website is for informational purposes only and should not be construed as:

Financial advice
Legal advice
Tax advice
Recommendations regarding specific loan products

We recommend consulting with a qualified financial advisor, accountant, or attorney before making any financial decisions.

Third-Party Relationships Disclaimer

We are not responsible for and do not endorse:

The business practices of lenders or lending partners in our network
The accuracy of information provided by third-party lenders or lending partners
The terms and conditions of loans offered by third parties
The customer service provided by third-party lenders or lending partners

Any disputes regarding loan terms, repayment, fees, or other loan-related matters must be resolved directly with the lender or lending partner.

Accuracy of Information Disclaimer

While we strive to provide accurate and up-to-date information, we cannot guarantee that all information on our website is:

Complete, accurate, or current
Error-free
Applicable to your specific situation
Available at all times

We reserve the right to modify, update, or remove content from our website at any time without notice.

Regulatory Compliance Disclaimer

Each lender or lending partner in our network is responsible for complying with applicable federal, state, and local laws and regulations, including but not limited to:

Truth in Lending Act (TILA)
Equal Credit Opportunity Act (ECOA)
Fair Credit Reporting Act (FCRA)
State-specific lending laws and regulations
Military Lending Act (MLA) for military personnel

We are not responsible for ensuring lender compliance with these regulations. Consumers should verify lender credentials and regulatory compliance independently.

Risk Warning

Borrowing money involves significant risks, including but not limited to:

The risk of being unable to repay the loan
Additional fees and charges for late payments or defaults
Negative impact on your credit score
Legal action by lenders for non-payment
Potential debt collection activities
High interest rates and fees associated with certain loan products

You should only borrow money if you are confident in your ability to repay the loan according to the terms agreed upon with the lender.

Cost of Credit Disclosure

The cost of borrowing varies significantly based on multiple factors:

Your creditworthiness
Loan amount
Loan term
Lender or lending partner policies
State regulations
Market conditions

Warning: Some loan products, particularly short-term loans, may carry very high Annual Percentage Rates (APRs) that make them expensive forms of credit.

No Endorsement Disclaimer

The inclusion of lenders or lending partners in our network does not constitute an endorsement, recommendation, or guarantee of their services, reliability, or creditworthiness. We do not verify the financial stability or business practices of lenders or lending partners in our network.

Changes to This Disclaimer

We reserve the right to modify, update, or change this disclaimer at any time without prior notice. Your continued use of mortalloans.com after any changes constitutes your acceptance of the revised disclaimer.

Contact Information

Company name: Customer Acquisition LLC

Address: Springates Building, Lower Government Road, Charlestown, Saint Kitts and Nevis

Email Address: support@mortalloans.com

Note: For questions about specific loans, loan terms, repayment, or lender-related issues, please contact your lender or lending partner directly.

By using mortalloans.com, you acknowledge that you have read, understood, and agree to all terms of this disclaimer.

Last Updated: September 2026