MortalLoansDisclosures & Terms

Important regulatory information about our services, terms, and your consumer rights

Important Disclosures

Mortal Loan is not a direct lender. We are a loan connection service that connects borrowers with potential lenders in our network. By submitting your information through our platform, you consent to be matched with lenders who may contact you with loan offers.

Loan Terms & Conditions

  • APR ranges from 5.99% to 35.99% depending on creditworthiness
  • Loan amounts from $100 to $35,000
  • Loan terms from 3 to 72 months
  • No hidden fees - all costs disclosed upfront

Privacy Policy

We protect your personal information with bank-level encryption. Your data is only shared with lenders in our network to facilitate loan offers.

  • 256-bit SSL encryption
  • No spam or unwanted calls
  • GDPR & CCPA compliant

Terms of Service

By using Mortal Loan, you agree to our terms and conditions. These govern your use of our platform and services.

  • Must be 18+ years old
  • US citizen or permanent resident
  • Regular source of income required

State-Specific Disclosures

Loan terms and availability vary by state. Some states have specific requirements and restrictions. Please review the following state-specific information:

California Residents

Loans made pursuant to California Financing Law. Maximum APR is 35.99%.

New York Residents

Licensed by the NYS Department of Financial Services. Interest rates capped at 25%.

Texas Residents

Loans arranged with unaffiliated third-party lenders. Credit checks may be required.

Florida Residents

Consumer finance loans available. Minimum loan term is 90 days.

Need Help or Have Questions?

Customer Support

support@mortalloans.com

Compliance Department

compliance@mortalloans.com

Business Hours

Mon-Fri: 9 AM - 6 PM EST

Last Updated: September 2026. Mortal Loans is committed to transparent lending practices and compliance with all applicable state and federal regulations. This information is subject to change without notice.

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