E-Consent Disclosure

Electronic Consent & Communication

This E-Consent Disclosure explains your rights and our responsibilities regarding electronic communications, signatures, and disclosures in connection with your loan inquiry through mortalloans.com.

What is Electronic Consent (E-Consent)?

Electronic Consent (E-Consent) is your agreement to conduct transactions and communications electronically rather than using paper documents. Under the Electronic Signatures in Global and National Commerce Act (ESIGN) and other applicable laws, electronic signatures and records have the same legal validity as traditional paper documents.

When you submit a loan inquiry form on our website, you are providing electronic consent for:

Electronic signatures on forms and agreements
Electronic delivery of required disclosures
Electronic communication regarding your loan inquiry
Electronic verification of your information

Scope of Your Electronic Consent

By submitting your information through our online form, you provide E-Consent for:

Electronic Signatures

Your form submission serves as your electronic signature, which is legally binding

Electronic Disclosures

All required disclosures may be provided to you electronically

Electronic Communication

We may communicate with you electronically via email, SMS, or website

Verification

Your information may be verified electronically through databases

Legal Validity of E-Consent

Your electronic consent is legally valid and enforceable. Under federal law:

Electronic signatures have the same legal effect as handwritten signatures
Electronic records are admissible as evidence in legal proceedings
Electronic disclosures satisfy legal writing requirements
E-Consent cannot be denied legal effect solely because it's electronic

Hardware and Software Requirements

To access and retain electronic communications and disclosures, you need:

A device with internet access (computer, smartphone, or tablet)
A current web browser (Chrome, Firefox, Safari, Edge)
Software to view PDF files (Adobe Reader or equivalent)
A valid email address
Sufficient storage space to save electronic documents
A printer if you wish to print electronic documents

If you cannot meet these requirements or prefer paper communications, do not submit the online form.

Withdrawing Electronic Consent

You have the right to withdraw your electronic consent at any time. However, withdrawing consent:

May terminate your loan inquiry process
May require communication via traditional mail
Could delay the processing of your request
May require you to submit a new inquiry with paper documentation

To withdraw E-Consent, email us at econsent@mortalloans.com with your full name and the email address used for submission.

Last Updated: September 2026